Surplus Funds Recovery

Reuniting people with what's theirs.

When a property sells at foreclosure or tax sale for more than what's owed, the surplus belongs to the former owner. Most people never know it exists. We do the work of getting it back where it belongs.

What we do

Surplus funds are money that was never supposed to stay with the county.

When a property is sold at a foreclosure auction or a tax sale, the sale price often exceeds what was owed to the lender and taxing authority. The excess, the surplus, belongs to the former owner by law.

It sits with the county holding it. Most people are never told. We find it, and we help you get it back.

A working example
Sale price at auction $349,000
Owed to lenders & liens $150,000
Surplus held by the county $199,000

Unclaimed, and by law it might be yours.

Illustrative figures. Actual surplus amounts vary by property, sale price, and outstanding liens.

How we work

Simple, transparent, contingent on results.

STEP ONE

We reach out

We identify surplus funds through public records and contact the person they belong to. That's why you may have received a letter or call from Sublime Asset Recovery.

STEP TWO

We verify the claim

We confirm the funds are real, unclaimed, and legally yours. If anything about the claim doesn't hold up, we tell you and we walk away.

STEP THREE

Attorneys file, you get paid

We work with a licensed attorney in your state to file the claim. When the funds are released, you're paid. Our fee comes out of the recovery, never out of your pocket.

Attorney partnership

Every claim we file is filed by a licensed attorney in your state.

It's the right way to do this work. It protects you, it protects your claim, and it means the people handling your case are held to the standards of the bar in your jurisdiction. Not a shortcut. Not a workaround. The real thing.

Let's reunite you with what's yours.

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